Job description

If you are looking for a permanent position as a credit analyst, based in Montreal, which allows you the conciliation between your job and your private and family life, offers you a complete range of welfare benefits and gives you the opportunity to think of an international career, we invite you to send us your application as soon as possible!

The mission of the position is the following one:
- Primary responsibility is the development of credit applications, both for new deals and annual reviews of existing clients.
- Review of financial covenant compliance.
- Monitor existing clients and apply analytical techniques in identifying early warning signs of operating and financial deterioration.
- Contribute to the harmony and objectives of the team.

Here is a preview of the tasks and the responsibilities of the position:
- Present all new, renewed and reviewed transactions in a concise, balanced, well structured bank-approved format. Defend proposals in Credit Committee in a thorough well-balanced fashion.
- Promptly investigate and report any potential increase in risk or deterioration in asset quality.
- Complete annual reviews in a timely manner.
- Gather financial or other data (account history, company and industry information, credit agency reports, etc).
- Perform industry analysis, financial statements analysis, cash flow analysis, sensitivity analysis and balance sheets breakdowns.
- Prepare all documents required for presentations of credit files.
- Participate, when required, to internal discussions.
- Attend client / Bank meetings with the Relationship Managers.
- Take initiative to develop and recommend procedures to increase operating efficiencies.

Requested profile :
- Post Graduate business degree and/or a professional designation in either accounting or finance
- 2 to 4 years of experience in Credit and financial analysis
- CFA or Accounting Designation (asset)
- Knowledge of banking/capital markets’ products
- Good knowledge of accounting principles
- Industry knowledge and knowledge of general business and economic conditions.
- Flexibility & Availability
- Good knowledge of standard computer tools and software
- Versatility
- Bilingualism

Contact / How to apply

If you are interested in this job position, we invite you to send us your cv as soon as possible at: canada.recrutement@americas.bnpparibas. com